Protecting Your Personal Information
Packard NOW Account
With the Packard NOW Account, you will automatically receive higher rates on CDs and lower rates on consumer loans. Plus free Online Banking and Online BillPay.
The Packard NOW Account features include:
- A free NOW account with a premium rate when you maintain a combined $10,000 balance in your Packard NOW Account, BSI Certificates of Deposit, savings account or a Bath Savings Trust Company account.
- Free checks and free debit card transactions.
- A discount off the annualized percentage rate for consumer loans automatically deducted from your Packard NOW or companion savings account.
- Premium pricing on BSI Certificates of Deposit.
- No Bath Savings ATM transaction fees at any ATM. (Please note, other banks may impose their own ATM service charge).
- Debit card limit up to $5,000 a day for balances in the account.
- Preferred ATM withdrawal limit of $600 per day.
- Ready reserve line of credit available at preferred rate.
- Free Telephone Banking and Online Banking services.
- Free Online BillPay.
- Free Traveler’s Cheques.
- 25% discount on your Safe Deposit Box rental fee that is automatically deducted from your Packard NOW Account.
- If the combined balance falls below $10,000, a $15 monthly service charge will be charged.
The Packard Account is available to anyone 18 or older who qualifies by maintaining a $10,000 combined deposit balance (checking, savings, CDs and/or IRA) at Bath Savings Institution or a Bath Savings Trust Company relationship.