Maine Certificates of Deposit

[Savings Accounts] [Certificates of Deposit] [Bath Savings Trust Co.]

For as little as $500 you can earn a competitive rate of return on a range of CD products. Our CDs offer great rates and flexibility so you can access your funds when you need to. Open your own CD online! It's a new feature of BSI’s Personal Online Banking service.

Opportunity CD — A unique CD that lets you convert to a higher interest rate once** during the CD’s term, allowing you to earn more without changing the original maturity date. A $500 minimum deposit is required.
** We will change your rate to the rate and APY offered for the same term CD as of the date we receive your required written request for change.  A penalty will be imposed for early withdrawal.

BSI Extra CD — Earn an extra month’s interest on an 18-month term with this unique CD. It’s a great investment as you plan for the important goals in your life.

No-Penalty CD — This popular 9-month CD is a terrific way to get the guaranteed rate you want with the flexibility you need. No penalty* for early withdrawals made after the first seven days. A $500 minimum deposit is required.
* A penalty of 7 days interest will be assessed if the account is closed within the first 7 days of establishment. After the first seven days, at anytime during the remaining term of the CD, two partial withdrawals are permitted without penalty and without closing the account.

Banker’s Dozen CD — Earn a little extra dough with our “Banker’s Dozen” CD that offers you 13 months of interest on a 12 month certificate. A $500 minimum deposit is required. A penalty will be imposed for early withdrawal.

Laddered CD — Achieve a higher total rate of return and maintain liquidity with our Laddered CDs. Call 1-800-447-4559 to learn more about this smart way to invest.

Jumbo Certificates of Deposit — These longer-term certificates are a good choice for larger investments.